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New 2009 VA Loan Limits - a snapshot

New VA Loan Limits for 2009 are now available.

The new limits range from the base limit of $417,000 up to $1,094,625 in the highest cost areas.

All VA loans require ZERO Mortgage Insurance, and as little as ZERO down payment.   Be sure to read the paragraph at the bottom of the page for info on Entitlement.

Here are some of the new county limits:

CA
ALAMEDA
$1,094,625.00

CA
ALPINE
$503,750.00

CA
CONTRA COSTA
$1,094,625.00

CA
EL DORADO
$516,250.00

CA
LOS ANGELES
$737,500.00

CA
MARIN
$1,094,625.00

CA
MONO
$575,000.00

CA
MONTEREY
$525,000.00

CA
NAPA
$643,750.00

CA
NEVADA
$518,750.00

CA
ORANGE
$737,500.00

CA
PLACER
$516,250.00

CA
SACRAMENTO
$516,250.00

CA
SAN BENITO
$937,500.00

CA
SAN DIEGO
$593,750.00

CA
SAN FRANCISCO
$1,094,625.00

CA
SAN LUIS OBISPO
$610,000.00

CA
SAN MATEO
$1,094,625.00

CA
SANTA BARBARA
$656,250.00

CA
SANTA CLARA
$937,500.00

CA
SANTA CRUZ
$805,000.00

CA
SOLANO
$435,000.00

CA
SONOMA
$566,250.00

CA
VENTURA
$650,000.00

CA
YOLO
$516,250.00


FL
COLLIER
$487,500.00

FL
MONROE
$575,000.00

GA
GREENE
$560,000.00


WA
KING
$550,000.00

WA
PIERCE
$550,000.00

WA
SAN JUAN
$525,000.00

WA
SNOHOMISH
$550,000.00

The maximum guaranty amount (available for loans over $144,000) is 25 percent of the 2009 VA Limit shown below. Therefore, a veteran with full entitlement available may borrow up to the 2009 VA Limit shown below and VA will guarantee 25 percent of the loan amount. If a veteran has previously used entitlement that has not been restored, the maximum guaranty amount available to that veteran must be reduced accordingly.

VanDyk Mortgage is a Direct VA lender, and has been making VA Loans since 1987.  Visit us on the web for more info or to apply for your VA Loan at www.VanDykFunding.com

                               

We proudly offer a full array of Government Conventional, and Jumbo loan Options including FHAVAUSDAFHA JumboVA Jumbo, VA Refinance, Conventional, JumboVA Condo loans,   FHA 2-4 Unit LoansVA 2-4 Unit Loans, FHA 203K Rehab Loans,  5% down Conventional loans Conventional Condo's OK to 95%,  95% conventional purchase with ZERO Monthly PMI, and more.  

Veterans:  We are able to help Veterans with a new home purchase with a VA Loan or VA Jumbo Loan as soon as 2 years after Bankruptcy, Foreclosure, or Short Sale (even sooner if Short Sale involved no late payments).  Call Today - get back into homeownership!  

 

--> VA Loan Limits for 2019.  Learn More - Up to $726,525 with zero money down VA Jumbo Loan 

 

--> VA Loans over the County VA Loan Limit - yes, we allow this:   Read more detail on how to get a VA Loan Over your County VA Loan Limit here  VA Loans up to $1.5M!

 

--> Answers to Common VA Loan Questions - VA FAQ Series

We serve the entire state of California  including: Anaheim,  Antioch,  Bakersfield, Brentwood, Burbank,  Carlsbad,   Chula VistaCorona,  Coronado, Downtown San Diego, EncinitasEscondido, Fallbrook,  Fremont,  FresnoHermosa Beach, Huntington BeachIrvineLong BeachLos Angeles, Marina Del Rey,   Menifee, Monterey, MurrietaOakland, Oakley,  Oceanside,  Ontario,  Pasadena ,  Poway,   Rancho Cucamonga,  Redlands,   Riverside,   Sacramento,        San BernardinoSan DiegoSan FranciscoSan JoseSan MarcosSan MateoSanta Ana,  Santa Clarita,   Santa MonicaTemecula, Torrance, Ventura, Vista, and all other CA Cities and areas.

 

We now serve the entire state of Virginia including Virginia Beach, Norfolk, Chesapeake, Richmond, Newport News, Alexandria, Hampton, Roanoke, Portsmouth, Suffolk, and all other Virginia Cities, Towns and Counties. 

 

We also serve the entire state of  Washington including:  Auburn, Bellevue, Bellingham, Bonney Lake, Bothell, Bremerton, Des Moines, Edmonds, Everett, Federal Way, Ferndale, Issaquah, Kent, Kirkland, Lacey, Lake Stevens, Lynnwood, Mercer Island,  Mill Creek, Monroe,  Montlake Terrace, Mt Vernon, Mukilteo, Olympia, Puyallup, Redmond, Renton, Seatac, Seattle, Silver Lake, Snohomish, Spokane, Sumner, Tacoma, Tumwater, Vancouver, Wenatchee, Woodinville, Yakima and all other WA cities and towns. 

 

We also serve Alabama, Colorado, Georgia, Illinois, Indiana,  Massachusetts, Michigan, Mississippi,  Indiana, Tennessee, Texas, and Wyoming Homebuyers and Homeowners.  

 

VA Loan Limits 2019     FHA Loan Limits 2019     Conforming Loan Limits 2019

All information is subject to change without notice.

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State of NY Disclosure    TX Disclosure    General Disclosure

 

Residential Mortgage Lender registered by the CA Department of Business Oversight

Georgia Residential Mortgage Licensee #39449

VanDyk Mortgage is a private company specializing in FHA & VA financing,  VanDyk Mortgage Corp is not a government agency. Corp 2449 Camelot Ct SE, Grand Rapids, MI 49546

copyright 2020 VanDyk Mortgage Corp

 

Branch address  310 Via Vera Cruz, ste 210 & 211, San Marcos, CA  92078  760-752-4480 direct

NMLS ID:  3035 - VanDyk Mortgage Corp   NMLS ID  220268  

Brian Skaar - Loan Originator / Branch Manager   

 

NY Disclosure:  Website authorization has not been approved by teh New York State Department of Financial Services.   Until this website is authorized, no mortgage loan applications for properties located in New York will be accepted through this site. 

 

       


 

Comment balloon 0 commentsBrian Skaar • December 02 2008 09:04PM
New 2009 VA Loan Limits - a snapshot
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New VA Loan Limits for 2009 are now available. The new limits range from the base limit of $417, 000 up to $1, 094, 625 in the highest cost areas. All VA loans require ZERO Mortgage Insurance, and as little as ZERO down payment. Be sure… more
New 2009 VA Loan enhancements to help more Veterans & Active Duty…
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Enhanced VA home loan options are available for 2009 thanks to the Veteran's Benefits Improvement Act of 2008, passed on Oct. 10, 2008. The new VA home loan changes include higher loan limits (click here for 2009 VA loan limits by County). … more
FHA Loan Limits for 2009 - quick reference guide
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I have posted the new 2009 FHA Loan Limits on our primary website here: 2009 FHA Loan Limits Please let me know if I can help you with any questions. VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized… more
New FHA Jumbo Loan Limits for 2009 released
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New Loan Limits for FHA loans made in 2009 have been released. The Base FHA Loan Limit remains at $271, 050 accross much of the USA. The new Maximum limit for higher cost areas is now $625, 500, with many counties accross America falling somewhere… more
new 2009 Loan Limits for Fannie & Freddie released today
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Fannie Mae & Freddie Mac have new loan limits for 2009, as released today. The standard conventional loan limit remains at $417K accross the USA. High Cost Areas have new limits based on the new formula in the 2008 housing bill passed in July… more