VA Authorizes Huge Opportunity for Veterans to Refinance at lower costs
*** update - Congress has repealed the changes to the VA Funding Fee that were to take effect Oct 1, and then again on Nov 17. VA Funding Fees are expected to remain at prior levels for the next 2 years.
The VA is lowering the VA Funding Fee beginning Nov 17, 2011. This creates a huge opportunity for Veterans to Refinance using a VA Loan or VA Jumbo Loan at much lower costs. The VA Funding Fee for a 90% loan to value refinance is being reduced to 1.40% (down from a minimum of 2.15% for first time use)
You can consolidate your current Mortgage or first and second Mortgages (including a Home equity Loan, or Home Equity Line of Credit), into a single VA Loan up to 90% of your homes current value with a VA Funding Fee of just 1.40%.
The VA Allows you to do a Cash Out Refinance up to 90% of your homes value. Use the proceeds to consolidate Debt, Upgrade your home, remodel your kitchen or bathroom, or whatever you can dream up.
Veterans with a 10% or higher VA Related Disability are Exempt from the VA Funding Fee.
Here is another article with more info on the VA Funding Fee Changes.
Call us today at 760-752-4480 to discuss your situation and to see if you can benefit from a VA Refinance.
We proudly offer a full array of Government, Conventional, and Jumbo loan Options including FHA, VA, USDA, FHA Jumbo, VA Jumbo, VA Refinance, Conventional, Jumbo, VA Condo loans, FHA 2-4 Unit Loans, VA 2-4 Unit Loans, FHA 203K Rehab Loans, 5% down Conventional loans, Conventional Condo's OK to 95%, 95% conventional purchase with ZERO Monthly PMI, and more.
Veterans: We are able to help Veterans with a new home purchase with a VA Loan or VA Jumbo Loan as soon as 2 years after Bankruptcy, Foreclosure, or Short Sale (even sooner if Short Sale involved no late payments). Call Today - get back into homeownership!
--> VA Loan Limits for 2018. Learn More - Up to $679,650 with zero money down VA Jumbo Loan
--> VA Loans over the County VA Loan Limit - yes, we allow this: Read more detail on how to get a VA Loan Over your County VA Loan Limit here VA Loans up to $1.5M!
--> Answers to Common VA Loan Questions - VA FAQ Series
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