Can I Purchase a home in San Jose with no PMI or MIP?
We offer San Jose and Santa Clara County Homebuyers up to 95% ltv with no monthly PMI, MI, or MIP. We offer the NO PMI Purchase Loan up to $417K loan amounts.
We offer up to 95% financing throughout San Jose and Santa Clara County with no MI, PMI, or MIP.
Many San Jose Homebuyers ask the question: Can I get a Home Loan without PMI or MIP to buy a home? How do I avoid PMI or MIP? (or Mortgage Insurance?). The answer is our NO PMI Purchase Loan - available up to 95% Loan to Value, just 5% downpayment required. You no longer have to 20% down on your new home to avoid PMI or MIP. This could save you hundreds per month. Call us today at 866-900-2342 to find out if you could benefit.
For qualified Veterans, we also offer Zero Downpayment VA purchase home loans.
We also offer USDA RD loans with zero down required in designated areas. Call for details.
You can also Refinance your existing loan with as little as 5% Equity in your Property using our PMI Removal Loan. Whether your current loan is a conventional, non-conforming, or FHA Loan, we can help you refinance into today’s lower rates without having to pay MI, PMI, or MIP anymore. The PMI Removal Loan allows you to finance up to 95% of appraised value with ZERO Mortgage Insurance (MI).
- Loan amounts up to $417K are eligible up to 95%
- No Monthly PMI required
- This is available throughout San Jose
- We have no Declining Market restrictions on this loan program for San Jose
We also offer these for the High Balance or Conforming Jumbo Loan sizes up to 90% of the purchase price of the home. This would help homebuyers in High Cost areas of CA buy a home with 10% down up to a $625,500 Loan Amount.
Call today: 866-900-2342 toll free direct - Brian Skaar –
VanDyk Mortgage - Direct Lender = Direct Savings.
We proudly offer a full array of Government, Conventional, and Jumbo loan Options including FHA, VA, USDA, FHA Jumbo, VA Jumbo, VA Refinance, Conventional, Jumbo, VA Condo loans, FHA 2-4 Unit Loans, VA 2-4 Unit Loans, FHA 203K Rehab Loans, 5% down Conventional loans, Conventional Condo's OK to 95%, 95% conventional purchase with ZERO Monthly PMI, and more.
Veterans: We are able to help Veterans with a new home purchase with a VA Loan or VA Jumbo Loan as soon as 2 years after Bankruptcy, Foreclosure, or Short Sale (even sooner if Short Sale involved no late payments). Call Today - get back into homeownership!
--> VA Loan Limits for 2019. Learn More - Up to $726,525 with zero money down VA Jumbo Loan
--> VA Loans over the County VA Loan Limit - yes, we allow this: Read more detail on how to get a VA Loan Over your County VA Loan Limit here VA Loans up to $1.5M!
We serve the entire state of California including: Anaheim, Antioch, Bakersfield, Brentwood, Burbank, Carlsbad, Chula Vista, Corona, Coronado, Downtown San Diego, Encinitas, Escondido, Fallbrook, Fremont, Fresno, Hermosa Beach, Huntington Beach, Irvine, Long Beach, Los Angeles, Marina Del Rey, Menifee, Monterey, Murrieta, Oakland, Oakley, Oceanside, Ontario, Pasadena , Poway, Rancho Cucamonga, Redlands, Riverside, Sacramento, San Bernardino, San Diego, San Francisco, San Jose, San Marcos, San Mateo, Santa Ana, Santa Clarita, Santa Monica, Temecula, Torrance, Ventura, Vista, and all other CA Cities and areas.
We now serve the entire state of Virginia including Virginia Beach, Norfolk, Chesapeake, Richmond, Newport News, Alexandria, Hampton, Roanoke, Portsmouth, Suffolk, and all other Virginia Cities, Towns and Counties.
We also serve the entire state of Washington including: Auburn, Bellevue, Bellingham, Bonney Lake, Bothell, Bremerton, Des Moines, Edmonds, Everett, Federal Way, Ferndale, Issaquah, Kent, Kirkland, Lacey, Lake Stevens, Lynnwood, Mercer Island, Mill Creek, Monroe, Montlake Terrace, Mt Vernon, Mukilteo, Olympia, Puyallup, Redmond, Renton, Seatac, Seattle, Silver Lake, Snohomish, Spokane, Sumner, Tacoma, Tumwater, Vancouver, Wenatchee, Woodinville, Yakima and all other WA cities and towns.
All information is subject to change without notice.
Residential Mortgage Lender registered by the CA Department of Business Oversight
Georgia Residential Mortgage Licensee #39449
VanDyk Mortgage is a private company specializing in FHA & VA financing, VanDyk Mortgage Corp is not a government agency. Corp 2449 Camelot Ct SE, Grand Rapids, MI 49546
copyright 2020 VanDyk Mortgage Corp
Branch address 310 Via Vera Cruz, ste 210 & 211, San Marcos, CA 92078 760-752-4480 direct
NMLS ID: 3035 - VanDyk Mortgage Corp NMLS ID 220268
Brian Skaar - Loan Originator / Branch Manager
NY Disclosure: Website authorization has not been approved by teh New York State Department of Financial Services. Until this website is authorized, no mortgage loan applications for properties located in New York will be accepted through this site.