Is this Santa Barbara Condo VA Approved?
We hear this question quite often. The answer isn't always easy to find for Veteran Homebuyers in Santa Barbara, CA. Real Estate Agents, Sellers, and sometimes even the HOA don't have the most updated info on their VA Condo Approval Status.
Why is this? Shouldn't it be easy to figure out if the Condo is VA Approved? I agree 100%. However, the VA Condo Search Portal doesn't index by the common names you would normally use for a Santa Barbara VA Condo. The VA uses an assortment of names: HOA Name, Tract number, Map Number, or another abbreviation, loosely based on the above.
So the next question for Santa Barbara VA Homebuyers looking for Condo's is - How do I find out if this Santa Barbara Condo is VA Approved? Just give us a call or email us the Condo's information - Address, HOA name, etc. We will research it for you and let you (and the Agents and Seller) know if your Condo is VA Approved.
A word of Caution: When buying a Santa Barbara Condo with a VA Loan, be sure to work with a VA Lender that is well versed in VA Condo Financing. There are multiple types of VA Condo Approvals. It is best to know upfront what your VA Purchase of a Condo will require (based on the type of VA Approval).
Also - Don't give up on that Condo just because someone told you it isn't VA Approved! I have seen many Condo’s in Santa Barbara that are in fact eligible for VA Financing, however the Listing Agent, Buyers Agent, HOA, Seller, or even another Lender thought it wasn't VA Approved. This is usually the result of a limited knowledge of the VA Condo Approval Process and/or poor research on the Condo itself. We just saved 2 escrows by helping Vet's buy Condo's that others told them were ineligible for VA Loans.
Many Condo's can be purchased with both VA Loans and VA Jumbo Loans. The key is to select an experienced VA Condo Lender and Real Estate Agent that is well versed in writing and negotiating VA Purchase Offers.
When looking for a VA Loan to purchase a Condo in Santa Barbara, call the VA Loan Pro's at VanDyk Mortgage. 760-752-4480 Direct, please ask for Brian Skaar.
We proudly offer a full array of Government, Conventional, and Jumbo loan Options including FHA, VA, USDA, FHA Jumbo, VA Jumbo, VA Refinance, Conventional, Jumbo, VA Condo loans, FHA 2-4 Unit Loans, VA 2-4 Unit Loans, FHA 203K Rehab Loans, 5% down Conventional loans, Conventional Condo's OK to 95%, 95% conventional purchase with ZERO Monthly PMI, and more.
Veterans: We are able to help Veterans with a new home purchase with a VA Loan or VA Jumbo Loan as soon as 2 years after Bankruptcy, Foreclosure, or Short Sale (even sooner if Short Sale involved no late payments). Call Today - get back into homeownership!
--> VA Loan Limits for 2018. Learn More - Up to $679,650 with zero money down VA Jumbo Loan
--> VA Loans over the County VA Loan Limit - yes, we allow this: Read more detail on how to get a VA Loan Over your County VA Loan Limit here VA Loans up to $1.5M!
--> Answers to Common VA Loan Questions - VA FAQ Series
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VanDyk Mortgage is a private company specializing in FHA & VA financing, VanDyk Mortgage Corp is not a government agency. Corp 2449 Camelot Ct SE, Grand Rapids, MI 49546
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