Rate Alert - USDA Streamline Refinance - the time is now
There has never been a better time to take advantage of record Low Rates to Refinance your USDA Rural Development Loan. Use the USDA Streamline Refinance to get into a lower rate and payment with our USDA Streamline Refiinance Loan Program. California Residents with USDA Homes Loans may benefit from lowering the rate and payment on current USDA Guaranteed or USDA Direct Home Loans. Loan rates have never been lower on USDA, RD, or GRH Loans.
We hear this question often: “Can I Refinance my California USDA Rural Development Loan?” or "I heard that USDA was no longer allowing Refinances". The answer is Yes, you can Refinance your Rural Housing Loan from USDA (both Guaranteed and Direct). If your current Home Loan is a USDA Guaranteed Rural Housing loan or a USDA Section 502 Direct loan, you can Refinance into a lower Interest Rate and Payment with our USDA Streamline Refinance Loans.
We allow you to refinance with or without an appraisal and with a new USDA Guarantee fee of only 1.5%. More USDA refinance information is below.
Benefits and Requirements USDA Rural Housing Refinance:
- Current loan must be a USDA Loan
- The existing Loan must be a Guaranteed Rural Housing (GRH) or USDA Direct - Section 502 loan.
- 30 Year Fixed rate Loans
- You must be current on your payments
- Streamlined income and asset requirements apply
- We must lower your Interest Rate to qualify
- Owner Occupied, primary residences only
- The USDA Guarantee fee is 2.0%
- Income limits still apply
- USDA Streamline Refinance loans are allowed for properties in areas that are no longer designated as USDA Rural Areas
- Escrows for Taxes and Homeowners Insurance are required
- An Appraisal will be required if the Refinance amount exceeds the Current Loan Amount plus the USDA Guarantee Fee. Call us for options on how we can structure your loan to waive the appraisal requirement.
The USDA 2.0% guarantee fee may be financed into your USDA GRH refinance. You can also finance the other closing costs and fees up to 100% of the current appraised value.
Call the Government Loan Pros at VanDyk Mortgage to find out if you could benefit from a USDA Streamline Refinance - 760-752-4480 direct, or 866-900-2342 Toll Free. You can also get started online at www.governmentloanpros.com.
CA, California, USDA, usda direct lender, usda streamline, Riverside, Temecula, Hemet, Menifee, San Bernardino, Fresno, Bakersfield, Sacramento, Humboldt, Moreno Valley, Lancaster, Gilroy, Patterson, and all other USDA Loans in CA may qualify.
We proudly offer a full array of Government, Conventional, and Jumbo loan Options including FHA, VA, USDA, FHA Jumbo, VA Jumbo, VA Refinance, Conventional, Jumbo, VA Condo loans, FHA 2-4 Unit Loans, VA 2-4 Unit Loans, FHA 203K Rehab Loans, 5% down Conventional loans, Conventional Condo's OK to 95%, 95% conventional purchase with ZERO Monthly PMI, and more.
Veterans: We are able to help Veterans with a new home purchase with a VA Loan or VA Jumbo Loan as soon as 2 years after Bankruptcy, Foreclosure, or Short Sale (even sooner if Short Sale involved no late payments). Call Today - get back into homeownership!
--> VA Loan Limits for 2018. Learn More - Up to $679,650 with zero money down VA Jumbo Loan
--> VA Loans over the County VA Loan Limit - yes, we allow this: Read more detail on how to get a VA Loan Over your County VA Loan Limit here VA Loans up to $1.5M!
We serve the entire state of California including: Anaheim, Antioch, Bakersfield, Brentwood, Burbank, Carlsbad, Chula Vista, Corona, Coronado, Downtown San Diego, Encinitas, Escondido, Fallbrook, Fremont, Fresno, Hermosa Beach, Huntington Beach, Irvine, Long Beach, Los Angeles, Marina Del Rey, Menifee, Monterey, Murrieta, Oakland, Oakley, Oceanside, Ontario, Pasadena , Poway, Rancho Cucamonga, Redlands, Riverside, Sacramento, San Bernardino, San Diego, San Francisco, San Jose, San Marcos, San Mateo, Santa Ana, Santa Clarita, Santa Monica, Temecula, Torrance, Ventura, Vista, and all other CA Cities and areas.
We now serve the entire state of Virginia including Virginia Beach, Norfolk, Chesapeake, Richmond, Newport News, Alexandria, Hampton, Roanoke, Portsmouth, Suffolk, and all other Virginia Cities, Towns and Counties.
We also serve the entire state of Washington including: Auburn, Bellevue, Bellingham, Bonney Lake, Bothell, Bremerton, Des Moines, Edmonds, Everett, Federal Way, Ferndale, Issaquah, Kent, Kirkland, Lacey, Lake Stevens, Lynnwood, Mercer Island, Mill Creek, Monroe, Montlake Terrace, Mt Vernon, Mukilteo, Olympia, Puyallup, Redmond, Renton, Seatac, Seattle, Silver Lake, Snohomish, Spokane, Sumner, Tacoma, Tumwater, Vancouver, Wenatchee, Woodinville, Yakima and all other WA cities and towns.
All information is subject to change without notice.
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Georgia Residential Mortgage Licensee #39449
VanDyk Mortgage is a private company specializing in FHA & VA financing, VanDyk Mortgage Corp is not a government agency. Corp 2449 Camelot Ct SE, Grand Rapids, MI 49546
copyright 2018 VanDyk Mortgage Corp
Branch address 310 Via Vera Cruz, ste 210 & 211, San Marcos, CA 92078 760-752-4480 direct
NMLS ID: 3035 - VanDyk Mortgage Corp NMLS ID 220268
Brian Skaar - Loan Originator / Branch Manager
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