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Rate Alert - USDA Streamline Refinance - the time is now

Rate Alert - USDA Streamline Refinance - the time is now

There has never been a better time to take advantage of record Low Rates to  Refinance your USDA Rural Development Loan.   Use the USDA Streamline Refinance to get into a lower rate and payment with our USDA Streamline Refiinance Loan Program.  California Residents with USDA Homes Loans may benefit from lowering the rate and payment on current USDA Guaranteed or USDA Direct Home Loans.   Loan rates have never been lower on USDA, RD, or GRH Loans.  

We hear this question often:  “Can I Refinance my California USDA Rural Development Loan?” or "I heard that USDA was no longer allowing Refinances".    The answer is Yes, you can Refinance your Rural Housing Loan from USDA (both Guaranteed and Direct).   If your current Home Loan is a USDA Guaranteed Rural Housing loan or a USDA Section 502 Direct loan, you can Refinance into a lower Interest Rate and Payment with our USDA Streamline Refinance Loans. 

We allow you to refinance with or without an appraisal and with a new USDA Guarantee fee of only 1.5%.   More USDA refinance information is below.

Benefits and Requirements USDA Rural Housing Refinance:

  • Current loan must be a USDA Loan
  • The existing Loan must be a Guaranteed Rural Housing (GRH) or USDA Direct - Section 502 loan.  
  • 30 Year Fixed rate Loans 
  • You must be current on your payments
  • Streamlined income and asset requirements apply
  • We must lower your Interest Rate to qualify
  • Owner Occupied,  primary residences only
  • The USDA Guarantee fee is 2.0%
  • Income limits still apply
  • USDA Streamline Refinance loans are allowed for properties in areas that are no longer designated as USDA Rural Areas
  • Escrows for Taxes and Homeowners Insurance are required
  • An Appraisal will be required if the Refinance amount exceeds the Current Loan Amount plus the USDA Guarantee Fee.    Call us for options on how we can structure your loan to waive the appraisal requirement.

 

The USDA 2.0% guarantee fee may be financed into your USDA GRH refinance. You can also finance the other closing costs and fees up to 100% of the current appraised value.   

Call the Government Loan Pros at VanDyk Mortgage to find out if you could benefit from a USDA Streamline Refinance - 760-752-4480 direct, or 866-900-2342 Toll Free.  You can also get started online at www.governmentloanpros.com.  

CA, California, USDA, usda direct lender, usda streamline, Riverside, Temecula, Hemet, Menifee, San Bernardino, Fresno, Bakersfield, Sacramento, Humboldt, Moreno Valley, Lancaster, Gilroy, Patterson, and all other USDA Loans in CA may qualify. 

                               

 

 

We proudly offer a full array of Government Conventional, and Jumbo loan Options including FHAVAUSDAFHA JumboVA Jumbo, VA Refinance, Conventional, JumboVA Condo loans,   FHA 2-4 Unit LoansVA 2-4 Unit Loans, FHA 203K Rehab Loans,  5% down Conventional loans Conventional Condo's OK to 95%,  95% conventional purchase with ZERO Monthly PMI, and more.  

Veterans:  We are able to help Veterans with a new home purchase with a VA Loan or VA Jumbo Loan as soon as 2 years after Bankruptcy, Foreclosure, or Short Sale (even sooner if Short Sale involved no late payments).  Call Today - get back into homeownership!  

 

--> VA Loan Limits for 2018.  Learn More - Up to $679,650 with zero money down VA Jumbo Loan 

 

--> VA Loans over the County VA Loan Limit - yes, we allow this:   Read more detail on how to get a VA Loan Over your County VA Loan Limit here  VA Loans up to $1.5M!

 

--> Answers to Common VA Loan Questions - VA FAQ Series

We serve the entire state of California  including: Anaheim,  Antioch,  Bakersfield, Brentwood, Burbank,  Carlsbad,   Chula VistaCorona,  Coronado, Downtown San Diego, EncinitasEscondido, Fallbrook,  Fremont,  FresnoHermosa Beach, Huntington BeachIrvineLong BeachLos Angeles, Marina Del Rey,   Menifee, Monterey, MurrietaOakland, Oakley,  Oceanside,  Ontario,  Pasadena ,  Poway,   Rancho Cucamonga,  Redlands,   Riverside,   Sacramento,        San BernardinoSan DiegoSan FranciscoSan JoseSan MarcosSan MateoSanta Ana,  Santa Clarita,   Santa MonicaTemecula, Torrance, Ventura, Vista, and all other CA Cities and areas.

 

We now serve the entire state of Virginia including Virginia Beach, Norfolk, Chesapeake, Richmond, Newport News, Alexandria, Hampton, Roanoke, Portsmouth, Suffolk, and all other Virginia Cities, Towns and Counties. 

 

We also serve the entire state of  Washington including:  Auburn, Bellevue, Bellingham, Bonney Lake, Bothell, Bremerton, Des Moines, Edmonds, Everett, Federal Way, Ferndale, Issaquah, Kent, Kirkland, Lacey, Lake Stevens, Lynnwood, Mercer Island,  Mill Creek, Monroe,  Montlake Terrace, Mt Vernon, Mukilteo, Olympia, Puyallup, Redmond, Renton, Seatac, Seattle, Silver Lake, Snohomish, Spokane, Sumner, Tacoma, Tumwater, Vancouver, Wenatchee, Woodinville, Yakima and all other WA cities and towns. 

 

We also serve Colorado, Georgia, Illinois, Indiana,  Massachusetts, Michigan, Mississippi,  Indiana, Tennessee, Texas, and Wyoming Homebuyers and Homeowners.  

 

VA Loan Limits 2018     FHA Loan Limits 2018     Conforming Loan Limits 2018

All information is subject to change without notice.

Licensing   Fair Lending    Privacy Policy    Complaints    

State of NY Disclosure    TX Disclosure    General Disclosure

 

Residentional Mortgage Lender registered by the VA Department of Business Oversight

Georgia Residential Mortgage Licensee #39449

VanDyk Mortgage is a private company specializing in FHA & VA financing,  VanDyk Mortgage Corp is not a government agency. Corp 2449 Camelot Ct SE, Grand Rapids, MI 49546

copyright 2018 VanDyk Mortgage Corp

 

Branch address  310 Via Vera Cruz, ste 210 & 211, San Marcos, CA  92078  760-752-4480 direct

NMLS ID:  3035 - VanDyk Mortgage Corp   NMLS ID  220268  

Brian Skaar - Loan Originator / Branch Manager   

 

NY Disclosure:  Website authorization has not been approved by teh New York State Department of Financial Services.   Until this website is authorized, no mortgage loan applications for properties located in New York will be accepted through this site. 

 

       


 

Comment balloon 0 commentsBrian Skaar • June 28 2012 08:19PM
Rate Alert - USDA Streamline Refinance - the time is now
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