Diamond Bar - 95% Conventional Financing Options
Diamond Bar Home Financing Options- we offer up to 95% with Conventional Financing. There are a variety of loans available to finance purchases and refinances in Diamond Bar : FHA, VA, Conventional, FHA Jumbo, VA Jumbo, Conventional Jumbo. In this article, we will review our 95% Conventional Loan for Diamond Bar Home Purchases.
Diamond Bar Home Purchase Financing - 95% Conventional Loan - aka 95% Conforming Loan or Fannie Mae/Freddie Mac Purchase Loan.
Diamond Bar Homes are now eligible for our Conventional Fannie Mae Loans with just a 5% down payment required, up to 95% Loan to Value. We do not consider Diamond Bar, or California a declining market, so we are able to offer these enhance financing options for Conventional Home Loans.
Key points for 95% Conventional Loans in Diamond Bar:
- Minimum credit score = 620
- Maximum Debt Ratio = 45% (lower if fico is under 660)
- Loan amounts up to $417,000 (purchase price up to $438K with 5% down).
- 5% down payment
- Can give you an edge in Bidding wars with multiple bids
If you don't have a 660 middle score, or have a slightly higher debt ratio, we can also help with our VA Loans and FHA Loans. If your purchase price is higher than $438K, FHA Jumbo and VA Jumbo Loans can fill the gap.
We offer Conventional Purchase Loans with just a 5% down payment throughout Diamond Bar and California. We are a Direct Lender and Mortgage Bank, so we are able to proudly offer this program (not all lenders offer this). Go with the Home Purchase Financing Professionals. Give us a call to get started - 760-752-4480.
We proudly offer a full array of Government, Conventional, and Jumbo loan Options including FHA, VA, USDA, FHA Jumbo, VA Jumbo, VA Refinance, Conventional, Jumbo, VA Condo loans, FHA 2-4 Unit Loans, VA 2-4 Unit Loans, FHA 203K Rehab Loans, 5% down Conventional loans, Conventional Condo's OK to 95%, 95% conventional purchase with ZERO Monthly PMI, and more.
Veterans: We are able to help Veterans with a new home purchase with a VA Loan or VA Jumbo Loan as soon as 2 years after Bankruptcy, Foreclosure, or Short Sale (even sooner if Short Sale involved no late payments). Call Today - get back into homeownership!
--> VA Loan Limits for 2018. Learn More - Up to $679,650 with zero money down VA Jumbo Loan
--> VA Loans over the County VA Loan Limit - yes, we allow this: Read more detail on how to get a VA Loan Over your County VA Loan Limit here VA Loans up to $1.5M!
We serve the entire state of California including: Anaheim, Antioch, Bakersfield, Brentwood, Burbank, Carlsbad, Chula Vista, Corona, Coronado, Downtown San Diego, Encinitas, Escondido, Fallbrook, Fremont, Fresno, Hermosa Beach, Huntington Beach, Irvine, Long Beach, Los Angeles, Marina Del Rey, Menifee, Monterey, Murrieta, Oakland, Oakley, Oceanside, Ontario, Pasadena , Poway, Rancho Cucamonga, Redlands, Riverside, Sacramento, San Bernardino, San Diego, San Francisco, San Jose, San Marcos, San Mateo, Santa Ana, Santa Clarita, Santa Monica, Temecula, Torrance, Ventura, Vista, and all other CA Cities and areas.
We now serve the entire state of Virginia including Virginia Beach, Norfolk, Chesapeake, Richmond, Newport News, Alexandria, Hampton, Roanoke, Portsmouth, Suffolk, and all other Virginia Cities, Towns and Counties.
We also serve the entire state of Washington including: Auburn, Bellevue, Bellingham, Bonney Lake, Bothell, Bremerton, Des Moines, Edmonds, Everett, Federal Way, Ferndale, Issaquah, Kent, Kirkland, Lacey, Lake Stevens, Lynnwood, Mercer Island, Mill Creek, Monroe, Montlake Terrace, Mt Vernon, Mukilteo, Olympia, Puyallup, Redmond, Renton, Seatac, Seattle, Silver Lake, Snohomish, Spokane, Sumner, Tacoma, Tumwater, Vancouver, Wenatchee, Woodinville, Yakima and all other WA cities and towns.
All information is subject to change without notice.
Residentional Mortgage Lender registered by the VA Department of Business Oversight
Georgia Residential Mortgage Licensee #39449
VanDyk Mortgage is a private company specializing in FHA & VA financing, VanDyk Mortgage Corp is not a government agency. Corp 2449 Camelot Ct SE, Grand Rapids, MI 49546
copyright 2018 VanDyk Mortgage Corp
Branch address 310 Via Vera Cruz, ste 210 & 211, San Marcos, CA 92078 760-752-4480 direct
NMLS ID: 3035 - VanDyk Mortgage Corp NMLS ID 220268
Brian Skaar - Loan Originator / Branch Manager
NY Disclosure: Website authorization has not been approved by teh New York State Department of Financial Services. Until this website is authorized, no mortgage loan applications for properties located in New York will be accepted through this site.