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Diamond Bar - 95% Conventional Financing Options

Diamond Bar - 95% Conventional Financing Options 

Diamond Bar Home Financing Options- we offer up to 95% with Conventional Financing.  There are a variety of loans available to finance purchases and refinances in Diamond Bar : FHA, VA, Conventional, FHA Jumbo, VA Jumbo, Conventional Jumbo.   In this article, we will review our 95% Conventional Loan for Diamond Bar Home Purchases. 

Diamond Bar Home Purchase Financing - 95% Conventional Loan - aka 95% Conforming Loan or Fannie Mae/Freddie Mac Purchase Loan.

Diamond Bar Homes are now eligible for our Conventional Fannie Mae Loans with just a 5% down payment required, up to 95% Loan to Value.   We do not consider Diamond Bar, or California a declining market, so we are able to offer these enhance financing options for Conventional Home Loans.

Key points for 95% Conventional Loans in Diamond Bar:

  •  Minimum credit score = 620
  •  Maximum Debt Ratio = 45%  (lower if fico is under 660) 
  • Loan amounts up to $417,000 (purchase price up to $438K with 5% down).
  • 5% down payment
  • Can give you an edge in Bidding wars with multiple bids

If you don't have a 660 middle score, or have a slightly higher debt ratio, we can also help with our VA Loans and FHA Loans.   If your purchase price is higher than $438K, FHA Jumbo and VA Jumbo Loans can fill the gap.    

We offer Conventional Purchase Loans with just a 5% down payment throughout Diamond Bar and California. We are a Direct Lender and Mortgage Bank, so we are able to proudly offer this program (not all lenders offer this).  Go with the Home Purchase Financing Professionals.   Give us a call to get started - 760-752-4480.  

 

 

                               

 

 

We proudly offer a full array of Government Conventional, and Jumbo loan Options including FHAVAUSDAFHA JumboVA Jumbo, VA Refinance, Conventional, JumboVA Condo loans,   FHA 2-4 Unit LoansVA 2-4 Unit Loans, FHA 203K Rehab Loans,  5% down Conventional loans Conventional Condo's OK to 95%,  95% conventional purchase with ZERO Monthly PMI, and more.  

Veterans:  We are able to help Veterans with a new home purchase with a VA Loan or VA Jumbo Loan as soon as 2 years after Bankruptcy, Foreclosure, or Short Sale (even sooner if Short Sale involved no late payments).  Call Today - get back into homeownership!  

 

--> VA Loan Limits for 2018.  Learn More - Up to $679,650 with zero money down VA Jumbo Loan 

 

--> VA Loans over the County VA Loan Limit - yes, we allow this:   Read more detail on how to get a VA Loan Over your County VA Loan Limit here  VA Loans up to $1.5M!

 

--> Answers to Common VA Loan Questions - VA FAQ Series

We serve the entire state of California  including: Anaheim,  Antioch,  Bakersfield, Brentwood, Burbank,  Carlsbad,   Chula VistaCorona,  Coronado, Downtown San Diego, EncinitasEscondido, Fallbrook,  Fremont,  FresnoHermosa Beach, Huntington BeachIrvineLong BeachLos Angeles, Marina Del Rey,   Menifee, Monterey, MurrietaOakland, Oakley,  Oceanside,  Ontario,  Pasadena ,  Poway,   Rancho Cucamonga,  Redlands,   Riverside,   Sacramento,        San BernardinoSan DiegoSan FranciscoSan JoseSan MarcosSan MateoSanta Ana,  Santa Clarita,   Santa MonicaTemecula, Torrance, Ventura, Vista, and all other CA Cities and areas.

 

We now serve the entire state of Virginia including Virginia Beach, Norfolk, Chesapeake, Richmond, Newport News, Alexandria, Hampton, Roanoke, Portsmouth, Suffolk, and all other Virginia Cities, Towns and Counties. 

 

We also serve the entire state of  Washington including:  Auburn, Bellevue, Bellingham, Bonney Lake, Bothell, Bremerton, Des Moines, Edmonds, Everett, Federal Way, Ferndale, Issaquah, Kent, Kirkland, Lacey, Lake Stevens, Lynnwood, Mercer Island,  Mill Creek, Monroe,  Montlake Terrace, Mt Vernon, Mukilteo, Olympia, Puyallup, Redmond, Renton, Seatac, Seattle, Silver Lake, Snohomish, Spokane, Sumner, Tacoma, Tumwater, Vancouver, Wenatchee, Woodinville, Yakima and all other WA cities and towns. 

 

We also serve Alabama, Colorado, Georgia, Illinois, Indiana,  Massachusetts, Michigan, Mississippi,  Indiana, Tennessee, Texas, and Wyoming Homebuyers and Homeowners.  

 

VA Loan Limits 2018     FHA Loan Limits 2018     Conforming Loan Limits 2018

All information is subject to change without notice.

Licensing   Fair Lending    Privacy Policy    Complaints    

State of NY Disclosure    TX Disclosure    General Disclosure

 

Residentional Mortgage Lender registered by the VA Department of Business Oversight

Georgia Residential Mortgage Licensee #39449

VanDyk Mortgage is a private company specializing in FHA & VA financing,  VanDyk Mortgage Corp is not a government agency. Corp 2449 Camelot Ct SE, Grand Rapids, MI 49546

copyright 2018 VanDyk Mortgage Corp

 

Branch address  310 Via Vera Cruz, ste 210 & 211, San Marcos, CA  92078  760-752-4480 direct

NMLS ID:  3035 - VanDyk Mortgage Corp   NMLS ID  220268  

Brian Skaar - Loan Originator / Branch Manager   

 

NY Disclosure:  Website authorization has not been approved by teh New York State Department of Financial Services.   Until this website is authorized, no mortgage loan applications for properties located in New York will be accepted through this site. 

 

       


 

Comment balloon 0 commentsBrian Skaar • June 18 2012 08:14PM
Diamond Bar - 95% Conventional Financing Options
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