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California FHA Loan Limits for 2013

California FHA Loan Limits for 2013

 

For 2013,  Congress has restored the higher FHA Loan Limits also known as Temporary High Balance or FHA Jumbo Loan Limits.   These allow homebuyers to purchase homes in higher cost areas with as little as 3.5% down payment.   The higher FHA Loan Limits also allow homeowners to refinance their non-FHA loans into safe, secure FHA loans up to 97.75% Loan to value, and can even help you consolidate your first and second mortgage in one loan with a 30 year fixed rate.   VanDyk Mortgage allows you to consolidate a second mortgage or Home Equity Line of Credit into a FHA Loan without classifying it as cash out as long as the second is over 12 months old, or the Home Equity Line hasn’t been drawn upon in the last 12 months.   We also allow Cash out Refinances up to 85% with our FHA Loans.  

 

California FHA Loan limits by county for 2013

 

VanDyk offers FHA Loans up to the full FHA loan limit for every county that we serve.   FHA Loans for single family homes are available up to $729,750 in higher cost counties such as Los Angeles, San Francisco, Alameda, Contra Costra, Monterey, Orange County, Santa Clara, Santa Cruz, Ventura, San Benito, Marin, and Santa Barbara.   San Diego Homebuyers and Homeowners can get FHA Loans up to $697,500, Riverside and San Bernardino up to $500,000, Sacramento, El Dorado, and Placer counties up to $580,000.  Here is a list of the FHA loan limits for Single Family, Duples, Tri-plex and Four-Plex for all California counties:

 

County Name Single Family Duplex Tri-plex Four-plex

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ALAMEDA $729,750 $934,200 $1,129,250 $1,403,400

OAKLAND-FREMONT-HAYWARD, CA METROPOLITAN DIVISION

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ALPINE $547,500 $700,900 $847,200 $1,052,900

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AMADOR $443,750 $568,050 $686,650 $853,350

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BUTTE $400,000 $512,050 $618,950 $769,250

CHICO, CA (MSA)

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CALAVERAS $462,500 $592,050 $715,700 $889,450

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COLUSA $397,500 $508,850 $615,100 $764,400

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CONTRA COSTA $729,750 $934,200 $1,129,250 $1,403,400

OAKLAND-FREMONT-HAYWARD, CA METROPOLITAN DIVISION

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DEL NORTE $311,250 $398,450 $481,650 $598,550

CRESCENT CITY, CA (MICRO)

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EL DORADO $580,000 $742,500 $897,500 $1,115,400

SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA (MSA)

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FRESNO $381,250 $488,050 $589,950 $733,150

FRESNO, CA (MSA)

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GLENN $287,500 $368,050 $444,900 $552,900

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HUMBOLDT $393,750 $504,050 $609,300 $757,200

EUREKA-ARCATA-FORTUNA, CA (MICRO)

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IMPERIAL $325,000 $416,050 $502,900 $625,000

EL CENTRO, CA (MSA)

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INYO $437,500 $560,050 $677,000 $841,350

BISHOP, CA (MICRO)

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KERN $368,750 $472,050 $570,600 $709,150

BAKERSFIELD, CA (MSA)

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KINGS $325,000 $416,050 $502,900 $625,000

HANFORD-CORCORAN, CA (MSA)

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LAKE $401,250 $513,650 $620,900 $771,650

CLEARLAKE, CA (MICRO)

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LASSEN $285,000 $364,850 $441,000 $548,050

SUSANVILLE, CA (MICRO)

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LOS ANGELES $729,750 $934,200 $1,129,250 $1,403,400

LOS ANGELES-LONG BEACH-GLENDALE, CA METROPOLITAN D

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MADERA $425,000 $544,050 $657,650 $817,300

MADERA, CA (MSA)

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MARIN $729,750 $934,200 $1,129,250 $1,403,400

SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA METROPOLI

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MARIPOSA $412,500 $528,050 $638,300 $793,250

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MENDOCINO $512,500 $656,100 $793,050 $985,600

UKIAH, CA (MICRO)

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MERCED $472,500 $604,900 $731,150 $908,650

MERCED, CA (MSA)

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MODOC $271,050 $347,000 $419,425 $521,250

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MONO $529,000 $677,200 $818,600 $1,017,300

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MONTEREY $729,750 $934,200 $1,129,250 $1,403,400

SALINAS, CA (MSA)

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NAPA $729,750 $934,200 $1,129,250 $1,403,400

NAPA, CA (MSA)

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NEVADA $562,500 $720,100 $870,450 $1,081,750

TRUCKEE-GRASS VALLEY, CA (MICRO)

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ORANGE $729,750 $934,200 $1,129,250 $1,403,400

SANTA ANA-ANAHEIM-IRVINE, CA METROPOLITAN DIVISION

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PLACER $580,000 $742,500 $897,500 $1,115,400

SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA (MSA)

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PLUMAS $410,000 $524,850 $634,450 $788,450

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RIVERSIDE $500,000 $640,100 $773,700 $961,550

RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (MSA)

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SACRAMENTO $580,000 $742,500 $897,500 $1,115,400

SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA (MSA)

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SAN BENITO $729,750 $934,200 $1,129,250 $1,403,400

SAN JOSE-SUNNYVALE-SANTA CLARA, CA (MSA)

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SAN BERNARDINO $500,000 $640,100 $773,700 $961,550

RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (MSA)

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SAN DIEGO $697,500 $892,950 $1,079,350 $1,341,350

SAN DIEGO-CARLSBAD-SAN MARCOS, CA (MSA)

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SAN FRANCISCO $729,750 $934,200 $1,129,250 $1,403,400

SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA METROPOLI

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SAN JOAQUIN $488,750 $625,700 $756,300 $939,900

STOCKTON, CA (MSA)

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SAN LUIS OBISPO $687,500 $880,100 $1,063,850 $1,322,150

SAN LUIS OBISPO-PASO ROBLES, CA (MSA)

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SAN MATEO $729,750 $934,200 $1,129,250 $1,403,400

SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA METROPOLI

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SANTA BARBARA $729,750 $934,200 $1,129,250 $1,403,400

SANTA BARBARA-SANTA MARIA, CA (MSA)

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SANTA CLARA $729,750 $934,200 $1,129,250 $1,403,400

SAN JOSE-SUNNYVALE-SANTA CLARA, CA (MSA)

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SANTA CRUZ $729,750 $934,200 $1,129,250 $1,403,400

SANTA CRUZ-WATSONVILLE, CA (MSA)

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SHASTA $423,750 $542,450 $655,700 $814,900

REDDING, CA (MSA)

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SIERRA $304,750 $390,100 $471,550 $586,050

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SISKIYOU $293,750 $376,050 $454,550 $564,900

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SOLANO $557,500 $713,700 $862,700 $1,072,150

VALLEJO-FAIRFIELD, CA (MSA)

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SONOMA $662,500 $848,100 $1,025,200 $1,274,050

SANTA ROSA-PETALUMA, CA (MSA)

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STANISLAUS $423,750 $542,450 $655,700 $814,900

MODESTO, CA (MSA)

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SUTTER $425,000 $544,050 $657,650 $817,300

YUBA CITY, CA (MSA)

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TEHAMA $312,500 $400,050 $483,550 $600,950

RED BLUFF, CA (MICRO)

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TRINITY $271,050 $347,000 $419,425 $521,250

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TULARE $325,000 $416,050 $502,900 $625,000

VISALIA-PORTERVILLE, CA (MSA)

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TUOLUMNE $437,500 $560,050 $677,000 $841,350

PHOENIX LAKE-CEDAR RIDGE, CA (MICRO)

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VENTURA $729,750 $934,200 $1,129,250 $1,403,400

OXNARD-THOUSAND OAKS-VENTURA, CA (MSA)

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YOLO $580,000 $742,500 $897,500 $1,115,400

SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA (MSA)

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YUBA $425,000 $544,050 $657,650 $817,300

YUBA CITY, CA (MSA)

 

VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender. VanDyk Mortgage is also a Proud VA Direct Lender. Go with the Government Loan Pros, go with VanDyk. Visit us at http://www.vandykfunding.com/ or call Brian Skaar at 760-752-4480 for help with your FHA loan.We offer FHA, FHA Jumbo, FHA Manual Underwrite, FHA Jumbo Streamline refinance, FHA Jumbo Purchase, FHA Streamline, VA, VA Streamline, VA Jumbo purchase, VA Jumbo Refinance, VA Cashout refinance, FHA Rehab 203K, VA, Conforming & Jumbo Loans.

Fast Forward Approval - the Smartest Way to get Pre-Approved

 

 

 

Government Loan Pros- VA FHA USDA FHA Jumbo VA Jumbo 203K

 

We proudly offer a full array of Government Conventional, and Jumbo loan Options including FHAVAUSDAFHA JumboVA Jumbo, VA Refinance, Conventional, JumboVA Condo loans,   FHA 2-4 Unit LoansVA 2-4 Unit Loans, FHA 203K Rehab Loans,  5% down Conventional loans Conventional Condo's OK to 95%,  95% conventional purchase with ZERO Monthly PMI, and more.  

 

Veterans:  We are able to help Veterans with a new home purchase with a VA Loan or VA Jumbo Loan as soon as 2 years after Bankruptcy, Foreclosure, or Short Sale (even sooner if Short Sale involved no late payments).  Call Today - get back into homeownership!  

 

--> VA Loan Limits for 2016.  Learn More - Up to $625,500 with zero money down VA Jumbo Loan 

 

--> VA Loans over the County VA Loan Limit - yes, we allow this:   Read more detail on how to get a VA Loan Over your County VA Loan Limit here  VA Loans up to $1.5M!

 

--> Answers to Common VA Loan Questions - VA FAQ Series

We serve the entire state of California  including: Anaheim,  Antioch,  Bakersfield, Brentwood, Burbank,  Carlsbad,   Chula VistaCorona,  Coronado, Downtown San Diego, EncinitasEscondido, Fallbrook,  Fremont,  FresnoHermosa Beach, Huntington BeachIrvineLong BeachLos Angeles, Marina Del Rey,   Menifee, Monterey, MurrietaOakland, Oakley,  Oceanside,  Ontario,  Pasadena ,  Poway,   Rancho Cucamonga,  Redlands,   Riverside,   Sacramento,        San BernardinoSan DiegoSan FranciscoSan JoseSan MarcosSan MateoSanta Ana,  Santa Clarita,   Santa MonicaTemecula, Torrance, Ventura, Vista, and all other CA Cities and areas.

 

We now serve the entire state of Virginia including Virginia Beach, Norfolk, Chesapeake, Richmond, Newport News, Alexandria, Hampton, Roanoke, Portsmouth, Suffolk, and all other Virginia Cities, Towns and Counties. 

 

We also serve the entire state of  Washington including:  Auburn, Bellevue, Bellingham, Bonney Lake, Bothell, Bremerton, Des Moines, Edmonds, Everett, Federal Way, Ferndale, Issaquah, Kent, Kirkland, Lacey, Lake Stevens, Lynnwood, Mercer Island,  Mill Creek, Monroe,  Montlake Terrace, Mt Vernon, Mukilteo, Olympia, Puyallup, Redmond, Renton, Seatac, Seattle, Silver Lake, Snohomish, Spokane, Sumner, Tacoma, Tumwater, Vancouver, Wenatchee, Woodinville, Yakima and all other WA cities and towns. 

 

We also serve Colorado, GeorgiaMassachusetts, Michigan, Mississippi,  Indiana, Tennessee, Texas, and Wyoming Homebuyers and Homeowners.  

 

VA Loan Limits 2016     FHA Loan Limits 2016     Conforming Loan Limits 2016

All information is subject to change without notice.

Licensing   Fair Lending    Privacy Policy    Complaints    

State of NY Disclosure    TX Disclosure    General Disclosure

 

Residentional Mortgage Lender registered by the VA Department of Business Oversight

Georgia Residential Mortgage Licensee #39449

VanDyk Mortgage is a private company specializing in FHA & VA financing,  VanDyk Mortgage Corp is not a government agency. Corp 2449 Camelot Ct SE, Grand Rapids, MI 49546 

 

Branch address  310 Via Vera Cruz, ste 210 & 211, San Marcos, CA  92078  760-752-4480 direct

NMLS ID:  3035 - VanDyk Mortgage Corp   NMLS ID  220268  

Brian Skaar - Loan Originator / Branch Manager   

 

NY Disclosure:  Website authorization has not been approved by teh New York State Department of Financial Services.   Until this website is authorized, no mortgage loan applications for properties located in New York will be accepted through this site. 

 

Fast Forward Approval - the Smartest Way to get Pre-Approved

 

 

 

 

 

 

 


 

 

Comment balloon 0 commentsBrian Skaar • January 05 2013 02:43PM
California FHA Loan Limits for 2013
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2013 Washington State VA Loan Limits Veterans and Active Duty Military Personnel are able to purchase homes in Washington State with zero money down up to $417K in many parts of the State. In higher cost areas of Washington, the VA allows… more
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