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VA Loans - Frequently Asked Questions (VA Jumbo / VA High Balance too)

VA Loans - Frequently Asked Questions (VA Jumbo / VA High Balance Answers too)

We have been putting together a series of posts regarding some of the most frequently asked questions that we receive regarding VA Loan qualifications and guidelines.  

Here is a list of this work in progress for VA Loan Questions: 

VA FAQ 1:   What is a VA Loan ?

VA FAQ 2:   Does the VA make VA Loans?

VA FAQ 3:   Who can qualify for a VA or VA Jumbo Loan?

VA FAQ 4:   What is the VA Loan Limit

VA FAQ 5:   What is a VA Jumbo Loan ?

VA FAQ 6:   What is a VA Direct Lender

VA FAQ 7:   Can I use my VA Loan to refinance my Non-VA Loan into a VA Loan ?

VA FAQ 8:   Can I get a second VA Loan / use my VA Loan Benefit more than once?

VA FAQ 9:   Should I get Pre-Qualified or Pre-Approved for my new VA Loan?

VA FAQ 10: Are VA Loans available over $417K?

VA FAQ 11: Can I get a new VA Loan if another Lender denied my VA Loan?

VA FAQ 12: What Fico Score do I need for a VA Jumbo Loan?

VA FAQ 13: What is a VA LAPP Lender and why you should work with us

VA FAQ 14:   How soon after a Bankruptcy can I get a VA Loan?

VA FAQ 15:   How soon after a Bankruptcy can I get a VA Jumbo or VA High Balance Loan?

VA FAQ 16:    How soon after a Foreclosure can I get a VA Loan? 

VA FAQ 17:    How soon after a Foreclosure can I get a VA Jumbo Loan?

VA FAQ 18:    How soon after a Short Sale can I get a VA Loan?

VA FAQ 19:    How soon after a Short Sale can I get a VA Jumbo Loan?

VA FAQ 20:    VA Loans and Foreclosure dates, what date is used for waiting period?

VA FAQ 21:    Can I have two VA Loans at same time?

VA FAQ 22:    Can I use a VA loan for a VA Cash Out Refinance up to 100% of my LTV?

VA FAQ 23:    What is the VA Loan Limit for Duplexes?

VA FAQ 24:    What is the maximum VA IRRRL Loan Limit?

 

 

When it's time to look at financing with a VA or VA Jumbo Loan - contact the VA Loan Pro's at VanDyk Mortgage - Call Brian Skaar direct at 866-900-2342 or apply online at www.vandykfunding.com/getpreapproved

 

>>>>>> I WANT TO GET STARTED ON MY VA LOAN NOW

 

We proudly serve Veterans for VA and VA Jumbo Loans throughout our service area - California, Georgia, Indiana, Massachusetts,  Michigan, Virginia, Washington, and Wyoming. 

 

 

Fast Forward Approval - the Smartest Way to get Pre-Approved

 

 

 

Government Loan Pros- VA FHA USDA FHA Jumbo VA Jumbo 203K

 

We proudly offer a full array of Government Conventional, and Jumbo loan Options including FHAVAUSDAFHA JumboVA Jumbo, VA Refinance, Conventional, JumboVA Condo loans,   FHA 2-4 Unit LoansVA 2-4 Unit Loans, FHA 203K Rehab Loans,  5% down Conventional loans Conventional Condo's OK to 95%,  95% conventional purchase with ZERO Monthly PMI, and more.  

 

Veterans:  We are able to help Veterans with a new home purchase with a VA Loan or VA Jumbo Loan as soon as 2 years after Bankruptcy, Foreclosure, or Short Sale (even sooner if Short Sale involved no late payments).  Call Today - get back into homeownership!  

 

--> VA Loan Limits for 2016.  Learn More - Up to $625,500 with zero money down VA Jumbo Loan 

 

--> VA Loans over the County VA Loan Limit - yes, we allow this:   Read more detail on how to get a VA Loan Over your County VA Loan Limit here  VA Loans up to $1.5M!

 

--> Answers to Common VA Loan Questions - VA FAQ Series

We serve the entire state of California  including: Anaheim,  Antioch,  Bakersfield, Brentwood, Burbank,  Carlsbad,   Chula VistaCorona,  Coronado, Downtown San Diego, EncinitasEscondido, Fallbrook,  Fremont,  FresnoHermosa Beach, Huntington BeachIrvineLong BeachLos Angeles, Marina Del Rey,   Menifee, Monterey, MurrietaOakland, Oakley,  Oceanside,  Ontario,  Pasadena ,  Poway,   Rancho Cucamonga,  Redlands,   Riverside,   Sacramento,        San BernardinoSan DiegoSan FranciscoSan JoseSan MarcosSan MateoSanta Ana,  Santa Clarita,   Santa MonicaTemecula, Torrance, Ventura, Vista, and all other CA Cities and areas.

 

We now serve the entire state of Virginia including Virginia Beach, Norfolk, Chesapeake, Richmond, Newport News, Alexandria, Hampton, Roanoke, Portsmouth, Suffolk, and all other Virginia Cities, Towns and Counties. 

 

We also serve the entire state of  Washington including:  Auburn, Bellevue, Bellingham, Bonney Lake, Bothell, Bremerton, Des Moines, Edmonds, Everett, Federal Way, Ferndale, Issaquah, Kent, Kirkland, Lacey, Lake Stevens, Lynnwood, Mercer Island,  Mill Creek, Monroe,  Montlake Terrace, Mt Vernon, Mukilteo, Olympia, Puyallup, Redmond, Renton, Seatac, Seattle, Silver Lake, Snohomish, Spokane, Sumner, Tacoma, Tumwater, Vancouver, Wenatchee, Woodinville, Yakima and all other WA cities and towns. 

 

We also serve Colorado, GeorgiaMassachusetts, Michigan, Mississippi,  Indiana, Tennessee, Texas, and Wyoming Homebuyers and Homeowners.  

 

VA Loan Limits 2016     FHA Loan Limits 2016     Conforming Loan Limits 2016

All information is subject to change without notice.

Licensing   Fair Lending    Privacy Policy    Complaints    

State of NY Disclosure    TX Disclosure    General Disclosure

 

Residentional Mortgage Lender registered by the VA Department of Business Oversight

Georgia Residential Mortgage Licensee #39449

VanDyk Mortgage is a private company specializing in FHA & VA financing,  VanDyk Mortgage Corp is not a government agency. Corp 2449 Camelot Ct SE, Grand Rapids, MI 49546 

 

Branch address  310 Via Vera Cruz, ste 210 & 211, San Marcos, CA  92078  760-752-4480 direct

NMLS ID:  3035 - VanDyk Mortgage Corp   NMLS ID  220268  

Brian Skaar - Loan Originator / Branch Manager   

 

NY Disclosure:  Website authorization has not been approved by teh New York State Department of Financial Services.   Until this website is authorized, no mortgage loan applications for properties located in New York will be accepted through this site. 

 

Fast Forward Approval - the Smartest Way to get Pre-Approved

 

 

 

 

 

 

 


 

 

Comment balloon 0 commentsBrian Skaar • October 21 2013 06:06PM
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