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2013 Washington Conforming Loan limits

2013 Washington Conforming Loan limits (Freddie Mac and Fannie Mae)

Fannie Mae & Freddie Mac have retained their conventional Loan Limits for 2013.  The standard conventional loan limit remains at $417K accross much of the USA.  This is also called the Conforming Loan Limit ($417K).   High Cost Areas have loan limits based on the HERA housing bill, and are also called Conforming Jumbo, High Balance, or Super Conforming loans.

There are different ratios and loan to value ratios for the Fannie Mae & Freddie Mac loans that exceed the standard limit of $417K.  When you exceed $417K, Fannie and Freddie require a minimum of 10% down payment and a maximum debt ratio of 45%.

We offer Conforming Jumbo Loans for Single Family Homes up to $506,000 in King, Snohomish, and Pierce Counties.  Up to $483,000 in San Juan County, and $417,000 in Kitsap County. 

Check out the Loan limits for 2013 in your County:

County Name Single Family Duplex Tri-plex Four-plex

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ADAMS $417,000 $533,850 $645,300 $801,950

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ASOTIN $417,000 $533,850 $645,300 $801,950

LEWISTON, ID-WA (MSA)

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BENTON  $417,000 $533,850 $645,300 $801,950

KENNEWICK-RICHLAND-PASCO, WA (MSA)

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CHELAN $417,000 $533,850 $645,300 $801,950

WENATCHEE, WA (MSA)

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CLALLAM $417,000 $533,850 $645,300 $801,950

PORT ANGELES, WA (MICRO)

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CLARK $417,000 $533,850 $645,300 $801,950
PORTLAND-VANCOUVER-BEAVERTON, OR-WA (MSA)

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COLUMBIA $417,000 $533,850 $645,300 $801,950

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COWLITZ $417,000 $533,850 $645,300 $801,950

LONGVIEW, WA (MSA)

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DOUGLAS $417,000 $533,850 $645,300 $801,950
WENATCHEE, WA (MSA)

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FERRY $417,000 $533,850 $645,300 $801,950
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FRANKLIN $417,000 $533,850 $645,300 $801,950
KENNEWICK-RICHLAND-PASCO, WA (MSA)

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GARFIELD $417,000 $533,850 $645,300 $801,950
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GRANT $417,000 $533,850 $645,300 $801,950
MOSES LAKE, WA (MICRO)

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GRAYS HARBOR $417,000 $533,850 $645,300 $801,950
ABERDEEN, WA (MICRO)

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ISLAND $417,000 $533,850 $645,300 $801,950
OAK HARBOR, WA (MICRO)

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JEFFERSON $417,000 $533,850 $645,300 $801,950
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KING $506,000 $647,750 $783,000 $973,100
SEATTLE-BELLEVUE-EVERETT, WA METROPOLITAN DIVISION

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KITSAP $417,000 $533,850 $645,300 $801,950
BREMERTON-SILVERDALE, WA (MSA)

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KITTITAS $417,000 $533,850 $645,300 $801,950
ELLENSBURG, WA (MICRO)

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KLICKITAT $417,000 $533,850 $645,300 $801,950
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LEWIS $417,000 $533,850 $645,300 $801,950

CENTRALIA, WA (MICRO)

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LINCOLN $417,000 $533,850 $645,300 $801,950
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MASON $417,000 $533,850 $645,300 $801,950

SHELTON, WA (MICRO)

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OKANOGAN $417,000 $533,850 $645,300 $801,950

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PACIFIC $417,000 $533,850 $645,300 $801,950

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PEND OREILLE $417,000 $533,850 $645,300 $801,950

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PIERCE $506,000 $647,750 $783,000 $973,100
TACOMA, WA METROPOLITAN DIVISION

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SAN JUAN $483,000 $618,300 $747,400 $928,850

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SKAGIT $417,000 $533,850 $645,300 $801,950
MOUNT VERNON-ANACORTES, WA (MSA)

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SKAMANIA $417,000 $533,850 $645,300 $801,950
PORTLAND-VANCOUVER-BEAVERTON, OR-WA (MSA)

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SNOHOMISH $506,000 $647,750 $783,000 $973,100
SEATTLE-BELLEVUE-EVERETT, WA METROPOLITAN DIVISION

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SPOKANE $417,000 $533,850 $645,300 $801,950
SPOKANE, WA (MSA)

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STEVENS $417,000 $533,850 $645,300 $801,950

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THURSTON $417,000 $533,850 $645,300 $801,950

OLYMPIA, WA (MSA)

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WAHKIAKUM $417,000 $533,850 $645,300 $801,950
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WALLA WALLA $417,000 $533,850 $645,300 $801,950
WALLA WALLA, WA (MICRO)

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WHATCOM $417,000 $533,850 $645,300 $801,950
BELLINGHAM, WA (MSA)

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WHITMAN $417,000 $533,850 $645,300 $801,950
PULLMAN, WA (MICRO)

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YAKIMA $417,000 $533,850 $645,300 $801,950
YAKIMA, WA (MSA)

VanDyk is proud to be a FHA Full Eagle Direct Endorsement Lender.   What is that?  We are a FHA Direct lender with the full support of HUD, the US Department of Housing & Urban Development.   We offer FHA loans in all areas of Washington State for Purchase, Refinance, cash-out refinance or FHA Streamline.  We also specialize in FHA Jumbo Loans, as available up to your County limit for FHA Loans.  VanDyk Mortgage also offers VA Loans up to $417K (standard VA) and VA Jumbo Loans up the the VA County Limit.

VanDyk Mortgage offers FHA, VA, & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).

We serve the entire state of Washington including: 

We serve all of the following areas in Washington:  Seattle, Greenwood, Bellevue, Kirkland, Redmond, Issaquah, Renton, Snoqualmie, North Bend, Carnation, Woodinville, Bothell, Kenmore, Shoreline, Shorewood, Edmonds, Northgate, University District, Queen Anne, Fremont, Magnolia, West Seattle, Bainbridge, Bremerton, Port Orchard, Port Angeles, Winslow, Keystone, Poulsbo, Sequim, Midway, Redondo, Des Moines, Kent, Auburn, Mercer Island, Snohomish, Everett, Lynnwood, Silver Lake, Marysville, Puyallup, Mill Creek, Duvall, Sammamish, Mountlake Terrace, Mukilteo, Monroe, Sultan, Goldbar, Lake Stevens, Arlington, Smoky Point, Burlington, Bellingham, Blaine, Ferndale, Oak Harbor, Stanwood, Anacortes, Mt. Vernon, Deming, Sedro Wooley, Yakima, Selah, Union Gap, Naches, Ellensburg, Kittitas, Richland, Benton City, Prosser, Mabton, Sunnyside, Granger, Buena, Zillah, Toppenish, Wapato, Kennewick, Pasco, Ritzville, Moses Lake, Wenatchee, Glacier, cashmere, port townsend, Gig Harbor, Tukwila, Covington, Maple Valley, Black Diamond, Enumclaw, Buckley, Bonney Lake, Lakewood, University Place, Tacoma, Dupont, Spanaway, Graham, Yelm, Olympia, Tumwater, Vancouver, Lacey, Centralia, Chehalis, Longview, Kelso, Battleground, Brush Prairie, Washougal, Camas, Spokane, Spokane Valley, Liberty Lake, Newman Lake, Colbert, Deer Park, Newport, Airway Heights, Medical Lake, Cheney, Reardan, Davenport, Mead, Greenacres, Veradale, Nine Mile, 7 Mile, five Mile, Juanita, Wedgewood, rainier, Ballard, Phinney Ridge, Green Lake, Seattle, Bellevue, Kirkland, Redmond, Issaquah, Sammamish, Woodinville, Auburn, Kent, Federal Way, Black Diamond, Des Moines, Snohomish, Carnation, North Bend, Mill Creek, Bothell, Kenmore, Shoreline, Ballinger,San Juan, Edmonds, Maple valley, Sahallee, Snoqualmie, Monroe, Everett, Mukilteo, SilverLake, Edmonds, Marysville, Mount vernon, bellingham, Sehome, Lynden, Blaine, Burlington, Sedro Wooley, Everson, Whidbey Island, Camano Island, Port Orchard, Bremerton, Kitsap, Silverdale, Renton, Newcastle, Newport, Tukwila, SeaTac, Tacoma, Puyallup, Roy, Bonney Lake, Sumner, Olympia, Tumwater, Spokane, Spokane Valley, newport, Yakima, Ellensburg, Kennewick, Richland, Pasco, Sunnyside, Prosser, vancouver, Kelso, Clarkston, Pullman, and more.

 

                               

 

 

We proudly offer a full array of Government Conventional, and Jumbo loan Options including FHAVAUSDAFHA JumboVA Jumbo, VA Refinance, Conventional, JumboVA Condo loans,   FHA 2-4 Unit LoansVA 2-4 Unit Loans, FHA 203K Rehab Loans,  5% down Conventional loans Conventional Condo's OK to 95%,  95% conventional purchase with ZERO Monthly PMI, and more.  

Veterans:  We are able to help Veterans with a new home purchase with a VA Loan or VA Jumbo Loan as soon as 2 years after Bankruptcy, Foreclosure, or Short Sale (even sooner if Short Sale involved no late payments).  Call Today - get back into homeownership!  

 

--> VA Loan Limits for 2018.  Learn More - Up to $679,650 with zero money down VA Jumbo Loan 

 

--> VA Loans over the County VA Loan Limit - yes, we allow this:   Read more detail on how to get a VA Loan Over your County VA Loan Limit here  VA Loans up to $1.5M!

 

--> Answers to Common VA Loan Questions - VA FAQ Series

We serve the entire state of California  including: Anaheim,  Antioch,  Bakersfield, Brentwood, Burbank,  Carlsbad,   Chula VistaCorona,  Coronado, Downtown San Diego, EncinitasEscondido, Fallbrook,  Fremont,  FresnoHermosa Beach, Huntington BeachIrvineLong BeachLos Angeles, Marina Del Rey,   Menifee, Monterey, MurrietaOakland, Oakley,  Oceanside,  Ontario,  Pasadena ,  Poway,   Rancho Cucamonga,  Redlands,   Riverside,   Sacramento,        San BernardinoSan DiegoSan FranciscoSan JoseSan MarcosSan MateoSanta Ana,  Santa Clarita,   Santa MonicaTemecula, Torrance, Ventura, Vista, and all other CA Cities and areas.

 

We now serve the entire state of Virginia including Virginia Beach, Norfolk, Chesapeake, Richmond, Newport News, Alexandria, Hampton, Roanoke, Portsmouth, Suffolk, and all other Virginia Cities, Towns and Counties. 

 

We also serve the entire state of  Washington including:  Auburn, Bellevue, Bellingham, Bonney Lake, Bothell, Bremerton, Des Moines, Edmonds, Everett, Federal Way, Ferndale, Issaquah, Kent, Kirkland, Lacey, Lake Stevens, Lynnwood, Mercer Island,  Mill Creek, Monroe,  Montlake Terrace, Mt Vernon, Mukilteo, Olympia, Puyallup, Redmond, Renton, Seatac, Seattle, Silver Lake, Snohomish, Spokane, Sumner, Tacoma, Tumwater, Vancouver, Wenatchee, Woodinville, Yakima and all other WA cities and towns. 

 

We also serve Alabama, Colorado, Georgia, Illinois, Indiana,  Massachusetts, Michigan, Mississippi,  Indiana, Tennessee, Texas, and Wyoming Homebuyers and Homeowners.  

 

VA Loan Limits 2018     FHA Loan Limits 2018     Conforming Loan Limits 2018

All information is subject to change without notice.

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Residentional Mortgage Lender registered by the VA Department of Business Oversight

Georgia Residential Mortgage Licensee #39449

VanDyk Mortgage is a private company specializing in FHA & VA financing,  VanDyk Mortgage Corp is not a government agency. Corp 2449 Camelot Ct SE, Grand Rapids, MI 49546

copyright 2018 VanDyk Mortgage Corp

 

Branch address  310 Via Vera Cruz, ste 210 & 211, San Marcos, CA  92078  760-752-4480 direct

NMLS ID:  3035 - VanDyk Mortgage Corp   NMLS ID  220268  

Brian Skaar - Loan Originator / Branch Manager   

 

NY Disclosure:  Website authorization has not been approved by teh New York State Department of Financial Services.   Until this website is authorized, no mortgage loan applications for properties located in New York will be accepted through this site. 

 

       


 

Comment balloon 0 commentsBrian Skaar • January 05 2013 02:30PM

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