Fact or Fiction: The $1m San Diego VA Loan
Fact: VanDyk closes $1m VA Loans (and VA Loans over $1m). This may sounds ridiculous to many, but we offer (and make) $1m VA Loans for San Diego Veeterans. In fact, we offer VA Loans over $1m, all the way to $1.5M! How is this you ask? Via the combination of VA Loan Limits in San Diego, plus a down payment on a VA purchase loan, or sufficient equity on a VA Refinance Loan. These large VA Loans have several names: VA Jumbo, VA High Balance, and sometimes VA Super Conforming. We call them VA Jumbo Loans.
California has many counties that exceed the standard VA Loan limit of $417K. San Diego has a Zero Down VA Loan Limit of $562,350 for 2015.
Click here for more details on the complete list of California VA Loan Limits by county
Here is an example of how you can exceed the San Diego county Loan Limit. Let's say you are buying a $662K San Diego county. You would put down 25% of the difference between the VA County Loan Limit ($562,350) and the purchase price ($662K), making the down payment $24,913 - 3.763% . If you have used your VA Loan Benefit before, and the home has been sold or refinanced into a Non-VA Loan, your entitlement may have been restored, allowing you to put as little as $24,913 down on that $662K San Diego Home.
It is important to work with Experienced VA Loan Professionals to ensure a smooth closing. Call the Government Loan Pro's, Call VanDyk. 866-900-2342 direct. Ask for Brian Skaar.
Or get started now at vandykfunding.com.
We proudly offer a full array of Government, Conventional, and Jumbo loan Options including FHA, VA, USDA, FHA Jumbo, VA Jumbo, VA Refinance, Conventional, Jumbo, VA Condo loans, FHA 2-4 Unit Loans, VA 2-4 Unit Loans, FHA 203K Rehab Loans, 5% down Conventional loans, Conventional Condo's OK to 95%, 95% conventional purchase with ZERO Monthly PMI, and more.
Veterans: We are able to help Veterans with a new home purchase with a VA Loan or VA Jumbo Loan as soon as 2 years after Bankruptcy, Foreclosure, or Short Sale (even sooner if Short Sale involved no late payments). Call Today - get back into homeownership!
--> VA Loan Limits for 2019. Learn More - Up to $726,525 with zero money down VA Jumbo Loan
--> VA Loans over the County VA Loan Limit - yes, we allow this: Read more detail on how to get a VA Loan Over your County VA Loan Limit here VA Loans up to $1.5M!
We serve the entire state of California including: Anaheim, Antioch, Bakersfield, Brentwood, Burbank, Carlsbad, Chula Vista, Corona, Coronado, Downtown San Diego, Encinitas, Escondido, Fallbrook, Fremont, Fresno, Hermosa Beach, Huntington Beach, Irvine, Long Beach, Los Angeles, Marina Del Rey, Menifee, Monterey, Murrieta, Oakland, Oakley, Oceanside, Ontario, Pasadena , Poway, Rancho Cucamonga, Redlands, Riverside, Sacramento, San Bernardino, San Diego, San Francisco, San Jose, San Marcos, San Mateo, Santa Ana, Santa Clarita, Santa Monica, Temecula, Torrance, Ventura, Vista, and all other CA Cities and areas.
We now serve the entire state of Virginia including Virginia Beach, Norfolk, Chesapeake, Richmond, Newport News, Alexandria, Hampton, Roanoke, Portsmouth, Suffolk, and all other Virginia Cities, Towns and Counties.
We also serve the entire state of Washington including: Auburn, Bellevue, Bellingham, Bonney Lake, Bothell, Bremerton, Des Moines, Edmonds, Everett, Federal Way, Ferndale, Issaquah, Kent, Kirkland, Lacey, Lake Stevens, Lynnwood, Mercer Island, Mill Creek, Monroe, Montlake Terrace, Mt Vernon, Mukilteo, Olympia, Puyallup, Redmond, Renton, Seatac, Seattle, Silver Lake, Snohomish, Spokane, Sumner, Tacoma, Tumwater, Vancouver, Wenatchee, Woodinville, Yakima and all other WA cities and towns.
All information is subject to change without notice.
Residential Mortgage Lender registered by the CA Department of Business Oversight
Georgia Residential Mortgage Licensee #39449
VanDyk Mortgage is a private company specializing in FHA & VA financing, VanDyk Mortgage Corp is not a government agency. Corp 2449 Camelot Ct SE, Grand Rapids, MI 49546
copyright 2020 VanDyk Mortgage Corp
Branch address 310 Via Vera Cruz, ste 210 & 211, San Marcos, CA 92078 760-752-4480 direct
NMLS ID: 3035 - VanDyk Mortgage Corp NMLS ID 220268
Brian Skaar - Loan Originator / Branch Manager
NY Disclosure: Website authorization has not been approved by teh New York State Department of Financial Services. Until this website is authorized, no mortgage loan applications for properties located in New York will be accepted through this site.