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New FHA loan limit list for entire state of California

I have been getting requests for this info, so here it is, all in one bite size chunk.

The mortgage limits set by HUD for FHA loans (Federal Housing Administration) for California counties were raised in March.  The new limits are set relative to the median price of homes in each county.   The bad news: the new limits will only be effective until the end of 2008.  San Diego's limit has been raised to $697,500 from just over $362,000, while Orange County and Los Angeles county are both at the max of $729,750 now.  This change comes as part of the effort to support the origination of larger mortgages, which should lead to lower interest rates.  Many Jumbo loan holders or home buyers have been hesitant to finance given the high rates that Jumbo loans have experienced the past few months.    Here are the new Limits for California, listed by county.   I apologize for the single spacing.

FHA Mortgage Limits in California by County
Alameda County
Median home price $995,000
new FHA Limit        $729,750
Alpine County
Median home price $438,000
new FHA Limit        $547,500
Amador County
Median home price  $355,000
new FHA Limit        $443,750
Butte County
Median home price  $320,000
new FHA Limit        $400,000
Calaveras County
Median home price  $370,000
new FHA Limit        $462,500
Colusa County
Median home price  $318,000
new FHA Limit        $397,500
Contra Costa County
Median home price  $995,000
new FHA Limit        $729,750
Del Norte County
Median home price  $249,000
new FHA Limit        $311,250
El Dorado County
Median home price  $464,000
new FHA Limit        $580,000
Fresno County
Median home price  $305,000
new FHA Limit        $381,250
Glenn County
Median home price  $230,000
new FHA Limit        $287,500
Humboldt County
Median home price  $315,000
new FHA Limit        $393,750
Imperial County
Median home price  $260,000
new FHA Limit        $325,000
Inyo County
Median home price  $350,000
new FHA Limit        $437,500
Kern County
Median home price  $295,000
new FHA Limit        $368,750
Kings County
Median home price  $260,000
new FHA Limit        $325,000
Lake County
Median home price  $321,000
new FHA Limit        $401,250
Lassen County
Median home price  $200,000
new FHA Limit        $271,050
Los Angeles County
Median home price  $710,000
new FHA Limit        $729,750
Madera County
Median home price  $340,000
new FHA Limit        $425,000
Marin County
Median home price  $995,000
new FHA Limit        $729,750
Mariposa County
Median home price  $330,000
new FHA Limit        $412,500
Mendocino County
Median home price  $410,000
new FHA Limit        $512,500
Merced County
Median home price  $378,000
new FHA Limit        $472,500
Modoc County
Median home price  $125,000
new FHA Limit        $271,050
Mono County
Median home price  $370,000
new FHA Limit        $462,500
Monterey County
Median home price  $599,000
new FHA Limit        $729,750
Napa County
Median home price  $615,000
new FHA Limit        $729,750
Nevada County
Median home price  $450,000
new FHA Limit        $562,500
Orange County
Median home price  $710,000
new FHA Limit        $729,750
Placer County
Median home price  $464,000
new FHA Limit        $580,000
Plumas County
Median home price  $328,000
new FHA Limit        $410,000
Riverside County
Median home price  $400,000
new FHA Limit        $500,000
Sacramento County
Median home price  $464,000
new FHA Limit        $580,000
San Benito County
Median home price  $790,000
new FHA Limit        $729,750
San Bernardino County
Median home price  $400,000
new FHA Limit        $500,000
San Diego County
Median home price  $558,000
new FHA Limit        $697,500
San Francisco County
Median home price  $995,000
new FHA Limit        $729,750
San Joaquin County
Median home price  $391,000
new FHA Limit        $488,750
San Luis Obispo County
Median home price  $550,000
new FHA Limit        $687,500
San Mateo County
Median home price  $995,000
new FHA Limit        $729,750
Santa Barbara County
Median home price  $615,000
new FHA Limit        $729,750
Santa Clara County
Median home price  $790,000
new FHA Limit        $72,9750
Santa Cruz County
Median home price  $719,000
new FHA Limit        $729,750
Shasta County
Median home price  $339,000
new FHA Limit        $423,750
Sierra County
Median home price  $228,000
new FHA Limit        $285,000
Siskiyou County
Median home price  $235,000
new FHA Limit        $293,750
Solano County
Median home price  $446,000
new FHA Limit        $557,500
Sonoma County
Median home price  $530,000
new FHA Limit        $662,500
Stanislaus County
Median home price  $339,000
new FHA Limit        $423,750
Sutter County
Median home price  $340,000
new FHA Limit        $425,000
Tehama County
Median home price  $250,000
new FHA Limit        $312,500
Trinity County
Median home price  $200,000
new FHA Limit        $271,050
Tulare County
Median home price  $260,000
new FHA Limit        $325,000
Tuolumne County
Median home price  $350,000
new FHA Limit        $437,500
Ventura County
Median home price  $599,000
new FHA Limit        $729,750
Yolo County
Median home price  $464,000
new FHA Limit        $580,000
Yuba County
Median home price  $340,000
new FHA Limit        $425,000

                               

 

 

We proudly offer a full array of Government Conventional, and Jumbo loan Options including FHAVAUSDAFHA JumboVA Jumbo, VA Refinance, Conventional, JumboVA Condo loans,   FHA 2-4 Unit LoansVA 2-4 Unit Loans, FHA 203K Rehab Loans,  5% down Conventional loans Conventional Condo's OK to 95%,  95% conventional purchase with ZERO Monthly PMI, and more.  

Veterans:  We are able to help Veterans with a new home purchase with a VA Loan or VA Jumbo Loan as soon as 2 years after Bankruptcy, Foreclosure, or Short Sale (even sooner if Short Sale involved no late payments).  Call Today - get back into homeownership!  

 

--> VA Loan Limits for 2018.  Learn More - Up to $679,650 with zero money down VA Jumbo Loan 

 

--> VA Loans over the County VA Loan Limit - yes, we allow this:   Read more detail on how to get a VA Loan Over your County VA Loan Limit here  VA Loans up to $1.5M!

 

--> Answers to Common VA Loan Questions - VA FAQ Series

We serve the entire state of California  including: Anaheim,  Antioch,  Bakersfield, Brentwood, Burbank,  Carlsbad,   Chula VistaCorona,  Coronado, Downtown San Diego, EncinitasEscondido, Fallbrook,  Fremont,  FresnoHermosa Beach, Huntington BeachIrvineLong BeachLos Angeles, Marina Del Rey,   Menifee, Monterey, MurrietaOakland, Oakley,  Oceanside,  Ontario,  Pasadena ,  Poway,   Rancho Cucamonga,  Redlands,   Riverside,   Sacramento,        San BernardinoSan DiegoSan FranciscoSan JoseSan MarcosSan MateoSanta Ana,  Santa Clarita,   Santa MonicaTemecula, Torrance, Ventura, Vista, and all other CA Cities and areas.

 

We now serve the entire state of Virginia including Virginia Beach, Norfolk, Chesapeake, Richmond, Newport News, Alexandria, Hampton, Roanoke, Portsmouth, Suffolk, and all other Virginia Cities, Towns and Counties. 

 

We also serve the entire state of  Washington including:  Auburn, Bellevue, Bellingham, Bonney Lake, Bothell, Bremerton, Des Moines, Edmonds, Everett, Federal Way, Ferndale, Issaquah, Kent, Kirkland, Lacey, Lake Stevens, Lynnwood, Mercer Island,  Mill Creek, Monroe,  Montlake Terrace, Mt Vernon, Mukilteo, Olympia, Puyallup, Redmond, Renton, Seatac, Seattle, Silver Lake, Snohomish, Spokane, Sumner, Tacoma, Tumwater, Vancouver, Wenatchee, Woodinville, Yakima and all other WA cities and towns. 

 

We also serve Colorado, Georgia, Illinois, Indiana,  Massachusetts, Michigan, Mississippi,  Indiana, Tennessee, Texas, and Wyoming Homebuyers and Homeowners.  

 

VA Loan Limits 2018     FHA Loan Limits 2018     Conforming Loan Limits 2018

All information is subject to change without notice.

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Comment balloon 0 commentsBrian Skaar • April 04 2008 12:10AM

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